Landlord Guides

Guides for UK landlords who take their portfolio seriously

Written for landlords with 2–20 properties. Yield, tax, mortgages, HMO licensing, and everything else that determines whether your portfolio actually makes money.

Yield & Returns

8 min read

Rental Yield Calculator: Gross & Net Yield Explained

Calculate gross and net rental yield correctly. UK benchmarks by city, stamp duty impact on returns, and yield vs capital growth.

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Returns & Analysis

9 min read

Buy-to-Let ROI: How to Calculate Whether a Property Is Worth Buying

Gross yield, net yield, cash-on-cash return, and total return with a full worked example on a £220,000 property.

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Tax & Compliance

10 min read

Property Portfolio Tax Guide: What UK Landlords Must Know in 2025

Section 24, CGT rates (18%/24%), 60-day reporting, SDLT surcharge, allowable expenses, and the incorporation question.

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HMO & Licensing

9 min read

HMO Portfolio Management: Higher Yields, More Complexity

Mandatory licensing, Article 4 directions, room size minimums, fire safety, and how to manage voids across an HMO portfolio.

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Mortgages & Finance

10 min read

Refinancing Your Property Portfolio: When, Why, and How

Equity release, fixed-rate expiry timing, portfolio mortgages, ERC break-even analysis, and limited company refinancing.

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Mortgages & Finance

7 min read

Buy-to-Let Mortgage Portfolio: What Lenders Need

ICR requirements, background portfolio declarations, stress testing, and what changes when you hold 4+ mortgaged properties.

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Portfolio Management

6 min read

Property Portfolio Report: How to Present Your Portfolio Professionally

What banks, investors, and solicitors need to see — and how to structure a portfolio report that commands serious attention.

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Portfolio Management

7 min read

Landlord Portfolio Tracker: From Spreadsheet to Dashboard

What to track, when to review it, and how to spot underperformers before they become problems.

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PropertyBrief

Put your whole portfolio in one place

Upload your portfolio CSV. PropertyBrief calculates yield, tracks equity positions, flags underperformers, and generates an investor-ready PDF report. Free for up to 3 properties.